Law office of Layne Hayden and Patrik Ryan
3805 N. West Avenue Fresno, CA 93705
Phone 559. 264.4500
Fresno Bankruptcy Law Center
FresnoBankruptcyLawCenter
Debt Relief Agency
Law office of
Layne Hayden
and
Patrik Ryan
3805 N. West Avenue
Fresno, CA 93705
Phone 559.264.4500
call today
for
BANKRUPTCY
Relief and get
a fresh start!!
We are a law office specializing in chapter 7 and chapter 13 bankruptcy cases. The new bankruptcy laws went into effect October 17, 2005 and relief is still available under chapter 7 and chapter 13 bankruptcy laws.
The new law requires all individual debtors who file bankruptcy after October 17, 2005 to complete a consumer credit counseling course before the bankruptcy petition is filed and to complete a financial management instructional course after the petition is filed. The process is easy, it only takes about 30 minutes and can be completed on line through approved agencies.
To determine if you qualify to file chapter 7 or chapter 13 a simple and easy means test is applied to analyze total income and expenses. The means test also includes a state median income that the courts will look at to see if your income in below the state median income level. This is important because we will need the past 6 months past pay stubs to make this determination .
All we need to start your bankruptcy petition:
Past 6 months pay stubs
2 years tax return
Copy of photo ID
Consumer Credit Counseling Certificate through an approved agency and we have that contact information for you.
The process is simple, so contact us for an appointment and get the debt relief to make a fresh start.
Disclaimer:
We are a debt relief agency that help people file for bankruptcy protection
under the United States Bankruptcy Code and designated by federal law.Under the
California Rules of Professional Conduct this website is intended for attorney
advertisement only.This site is not for legal advice and this site does
not form a lawyer and client relationship.
